Wells Fargo Propel Card Spread Sheet Calculator

The Wells Fargo Propel Card Spread Sheet Calculator helps you analyze your spending patterns with the Wells Fargo Propel card. This tool provides a spreadsheet-style interface to track your purchases, calculate rewards, and estimate savings potential.

How the Wells Fargo Propel Card Works

The Wells Fargo Propel card is a rewards credit card that offers cash back on purchases. The card has a rotating category of 3-5% cash back on select merchants each quarter. There's also a 2% cash back on all other purchases.

Key Features

Rotating 3-5% cash back on select merchants each quarter
2% cash back on all other purchases
No annual fee
Introductory 0% APR for 12 months on purchases and balance transfers

To maximize rewards, you should focus your spending on the rotating categories that offer the highest cash back percentage. The card also offers a welcome bonus when you spend a certain amount in the first 3 months.

Using the Spread Sheet Calculator

Our spreadsheet-style calculator allows you to input your monthly spending by category and see how much cash back you could earn with the Wells Fargo Propel card. Simply enter your spending amounts in the appropriate categories and click "Calculate" to see your estimated rewards.

This calculator uses the current rotating categories for the quarter. Check the Wells Fargo website for the most up-to-date categories before making spending decisions.

Interpreting Results

The calculator will show you:

Estimated cash back earnings for the current quarter
Projected earnings for the next quarter (based on current spending patterns)
Comparison with other rewards cards

Use these results to help you decide whether the Wells Fargo Propel card is right for your spending habits and financial goals.

Worked Example

Let's look at an example to see how the calculator works. Suppose you have the following monthly spending:

Category	Amount Spent ($)
Streaming Services	20
Groceries	300
Dining Out	150
Gas	100
Other	200

Assuming the current rotating categories include "Streaming Services" (5%) and "Dining Out" (4%), the calculator would estimate your cash back earnings as follows:

Streaming Services: $20 × 5% = $1.00

Groceries: $300 × 2% = $6.00

Dining Out: $150 × 4% = $6.00

Gas: $100 × 2% = $2.00

Other: $200 × 2% = $4.00

Total: $1.00 + $6.00 + $6.00 + $2.00 + $4.00 = $19.00

This example shows how focusing spending on the rotating categories can significantly increase your rewards earnings.

Frequently Asked Questions

How often do the rotating categories change?: The rotating categories change every quarter, so you should check the Wells Fargo website for the most current information.
Is there an annual fee for the Wells Fargo Propel card?: No, the Wells Fargo Propel card does not have an annual fee.
What is the welcome bonus for new cardholders?: The welcome bonus typically includes a certain amount of cash back when you spend a specific amount in the first 3 months.
Can I use the Wells Fargo Propel card for balance transfers?: Yes, the card offers an introductory 0% APR for 12 months on balance transfers.
How do I redeem my cash back rewards?: You can redeem your cash back rewards as a statement credit or check, or transfer them to your bank account.