Tax Calculator 2026 Usa

How to Use This Calculator

Enter your total taxable income for 2026 in the calculator below. The calculator will automatically apply the 2026 tax brackets and standard deduction to estimate your federal tax liability. You can also adjust for common tax credits if applicable.

This calculator provides an estimate only. For exact tax calculations, consult a tax professional or use official IRS tax forms.

2026 Federal Tax Brackets

The 2026 federal tax brackets are as follows:

• 10% on income up to $11,600
• 12% on income between $11,601 and $47,150
• 22% on income between $47,151 and $100,525
• 24% on income between $100,526 and $191,950
• 32% on income between $191,951 and $243,725
• 35% on income between $243,726 and $609,350
• 37% on income over $609,350

Standard Deduction

The 2026 standard deduction amounts are:

• Single filers: $14,600
• Married filing jointly: $29,200
• Married filing separately: $14,600
• Head of household: $21,900

You can claim the standard deduction instead of itemizing deductions if your total itemized deductions are less than the standard deduction amount.

Common Tax Credits

Several tax credits can reduce your tax liability. Common credits include:

• Child Tax Credit: Up to $2,000 per qualifying child
• Earned Income Tax Credit (EITC): Up to $7,900 for eligible individuals
• American Opportunity Credit: Up to $2,500 per student
• Saver's Credit: Up to $1,000 for retirement contributions

These credits can significantly reduce your tax bill when you qualify.

Example Calculation

Let's calculate the estimated tax for a single filer with $60,000 taxable income:

1. Apply the standard deduction: $60,000 - $14,600 = $45,400 taxable income
2. Calculate tax using 2026 brackets:
   • $11,600 × 10% = $1,160
   • ($47,150 - $11,600) × 12% = $4,221.60
   • ($45,400 - $47,150) × 22% = $378.20
3. Total tax before credits: $1,160 + $4,221.60 + $378.20 = $5,759.80
4. Subtract any applicable tax credits