Tax and Tip Calculator Ontario
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Reviewed by Calculator Editorial Team
Calculate taxes and tips for your Ontario bill with this tax and tip calculator. Enter your subtotal, select your province, and see the total amount including HST, PST, and gratuity percentages.
How to Use This Calculator
Using our tax and tip calculator is simple:
- Enter the subtotal amount of your bill in the "Subtotal" field.
- Select "Ontario" from the province dropdown menu.
- Choose the applicable tax rates (HST and/or PST) based on your location.
- Enter the gratuity percentage you'd like to add (typically 15% or 20%).
- Click "Calculate" to see the total amount including taxes and tips.
- Review the breakdown of your total cost.
The calculator will display the total amount you need to pay, including taxes and tips, along with a breakdown of each component.
How Tax and Tip Calculations Work in Ontario
In Ontario, taxes are calculated based on the Harmonized Sales Tax (HST) and, in some cases, the Provincial Sales Tax (PST). The HST rate is 13%, while the PST rate varies by municipality.
Gratuity, or service charge, is typically added to the bill after taxes. The standard gratuity rate in Ontario is 15%, but some restaurants may charge 18% or 20%.
Tax Calculation Formula
Tax Amount = Subtotal × (HST Rate + PST Rate)
Total Before Tip = Subtotal + Tax Amount
Tip Calculation Formula
Tip Amount = Total Before Tip × (Gratuity Percentage / 100)
Total Amount = Total Before Tip + Tip Amount
Our tax and tip calculator uses these formulas to provide an accurate total for your Ontario bill.
Worked Examples
Example 1: Restaurant Bill in Toronto
Subtotal: $50.00
HST Rate: 13%
PST Rate: 8% (Toronto rate)
Gratuity: 15%
Calculation Steps
Tax Amount = $50 × (0.13 + 0.08) = $10.50
Total Before Tip = $50 + $10.50 = $60.50
Tip Amount = $60.50 × 0.15 = $9.08
Total Amount = $60.50 + $9.08 = $69.58
The total amount for this bill would be $69.58.
Example 2: Bar Tab in Ottawa
Subtotal: $35.00
HST Rate: 13%
PST Rate: 0% (Ottawa does not have a PST)
Gratuity: 20%
Calculation Steps
Tax Amount = $35 × 0.13 = $4.55
Total Before Tip = $35 + $4.55 = $39.55
Tip Amount = $39.55 × 0.20 = $7.91
Total Amount = $39.55 + $7.91 = $47.46
The total amount for this bill would be $47.46.
Frequently Asked Questions
What is the standard gratuity rate in Ontario?
The standard gratuity rate in Ontario is 15%, though some restaurants may charge 18% or 20%. You can adjust the gratuity percentage in our calculator to match your experience.
How is the HST calculated in Ontario?
The HST in Ontario is calculated at a flat rate of 13% on the subtotal of your bill. This includes both the federal GST and the provincial PST.
Do all Ontario municipalities have a PST?
No, not all Ontario municipalities have a PST. Some cities, like Toronto, have their own PST, while others, like Ottawa, do not. Our calculator allows you to select the applicable tax rates for your location.
Is gratuity included in the taxable amount?
No, gratuity is added after taxes have been calculated. The gratuity is calculated on the total amount before tip, which includes the subtotal and taxes.
Can I use this calculator for delivery orders?
Yes, you can use this calculator for delivery orders as long as you enter the correct subtotal and select the applicable tax rates for your delivery location.