Sbi Credit Card Cash Withdrawal Charges Calculator
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Reviewed by Calculator Editorial Team
This calculator helps you determine the cash withdrawal charges for SBI credit cards. Simply enter the withdrawal amount and select the type of ATM to get an accurate estimate of the fees you'll incur.
How to Use This Calculator
Using the SBI Credit Card Cash Withdrawal Charges Calculator is straightforward:
- Enter the amount you want to withdraw in the "Withdrawal Amount" field.
- Select the type of ATM from the dropdown menu (SBI ATM, other bank ATM, or non-bank ATM).
- Click the "Calculate" button to see the charges.
- Review the result and any additional information provided.
The calculator will display the total charges you'll incur for the cash withdrawal, along with a breakdown of the fees.
Formula Used
The charges for cash withdrawals from SBI credit cards are calculated based on the following formula:
The base fee and percentage fee vary depending on the type of ATM you use:
- SBI ATM: Base fee of ₹20 and 0.5% of the withdrawal amount
- Other Bank ATM: Base fee of ₹30 and 1% of the withdrawal amount
- Non-Bank ATM: Base fee of ₹40 and 1.5% of the withdrawal amount
Assumptions
The calculator makes the following assumptions:
- The withdrawal amount is in Indian Rupees (₹).
- The fees are current as of the last update date shown below.
- SBI may change its fee structure without notice, so always verify with your bank.
Worked Example
Let's calculate the charges for withdrawing ₹5,000 from an SBI ATM:
So, the total charges for withdrawing ₹5,000 from an SBI ATM would be ₹45.
Frequently Asked Questions
What types of ATMs are covered by this calculator?
This calculator covers SBI ATMs, other bank ATMs, and non-bank ATMs. Each type has different fee structures.
Are the fees the same for all SBI credit cards?
Yes, the fees are generally the same for all SBI credit cards, but some premium cards may have different fee structures.
Can I use this calculator for international withdrawals?
No, this calculator is designed for domestic cash withdrawals in India only.
Are there any additional charges for cash withdrawals?
Yes, there may be additional charges such as transaction fees or minimum balance requirements, which are not included in this calculator.