Sabb Credit Card Point Calculator
'/%3E%3Ccircle cx='48' cy='39' r='19' fill='%23f2c9a5'/%3E%3Cpath d='M27 35c3-16 39-17 42 2-8-8-27-9-42-2z' fill='%23374151'/%3E%3Cpath d='M21 86c5-24 49-28 56 0z' fill='%232563eb'/%3E%3Ccircle cx='41' cy='41' r='2' fill='%23111827'/%3E%3Ccircle cx='55' cy='41' r='2' fill='%23111827'/%3E%3Cpath d='M42 52c4 3 9 3 13 0' stroke='%2392400e' stroke-width='3' fill='none' stroke-linecap='round'/%3E%3C/svg%3E)
Reviewed by Calculator Editorial Team
Calculate your SABB credit card points with our easy-to-use calculator. Understand how rewards points work and maximize your benefits.
How SABB Credit Card Points Work
The SABB credit card program offers rewards points that can be redeemed for various benefits. Points are earned based on your spending and can be redeemed for cash back, travel rewards, or other perks.
Key Assumptions
1. Points are earned at a rate of 1 point per $1 spent.
2. Points can be redeemed at a rate of 1 point = $0.01 USD.
3. Annual fee applies if you maintain a minimum spending threshold.
Point Calculation Formula
Point Redemption Options
Points can be redeemed for:
- Cash back (1 point = $0.01)
- Travel rewards (points can be converted to airline miles or hotel stays)
- Merchandise and gift cards
- Statement credits
Annual Fee Considerations
The annual fee is waived if you spend at least $3,000 in the previous year. If you don't meet this threshold, the fee is $95 per year.
Worked Examples
Example 1: Basic Point Calculation
If you spend $5,000 in a year and meet the spending threshold to waive the annual fee:
You would earn 5,000 points which can be redeemed for $50 cash back.
Example 2: With Annual Fee
If you spend $2,000 in a year and don't meet the spending threshold:
You would earn 1,905 points which can be redeemed for $19.05 cash back.
Frequently Asked Questions
How do I earn points with my SABB credit card?
Points are earned at a rate of 1 point per $1 spent on all purchases. There are no category bonuses or special redemption options.
How do I redeem my points?
Points can be redeemed for cash back, travel rewards, merchandise, or statement credits. The redemption options are available through the SABB rewards portal.
Is there an annual fee?
The annual fee is $95, but it's waived if you spend at least $3,000 in the previous year.
How long do points expire?
Points expire 3 years from the date they were earned if not redeemed.
Can I transfer points to another card?
No, points are only redeemable through the SABB rewards program and cannot be transferred to other cards or programs.