Real Estate Capital Gain 2019 Calculator

Use this calculator to determine your 2019 real estate capital gain. Understand how to report your gains or losses, including adjustments for depreciation, basis, and holding period.

How to Use This Calculator

Enter your property's purchase price, sale price, and any adjustments for depreciation or basis. The calculator will show your capital gain or loss, adjusted for the 2019 tax rules.

This calculator uses the 2019 tax rules. For current year calculations, check with a tax professional.

How Capital Gains Are Calculated

Capital gain is calculated by subtracting the property's adjusted basis from the sale price.

Capital Gain = Sale Price - Adjusted Basis

The adjusted basis includes the original purchase price plus any depreciation deductions or other adjustments.

Tax Implications of Capital Gains

In 2019, capital gains were taxed differently depending on the holding period:

Short-term (≤ 1 year): Taxed as ordinary income at your marginal rate
Long-term (≥ 1 year): Taxed at preferential capital gains rates (0%, 15%, or 20%)

Real estate gains are generally considered long-term if held for more than one year.

Worked Example

If you bought a property for $200,000 in 2015 and sold it for $300,000 in 2019, your capital gain would be:

$300,000 - $200,000 = $100,000 capital gain

Since you held it for 4 years, this would be a long-term capital gain taxed at your applicable rate.

Frequently Asked Questions

How do I report a real estate capital gain?

Report your gain on Form 1040, Schedule D. Short-term gains go on Line 1, long-term on Line 8.

What is the difference between basis and cost basis?

Cost basis is the original purchase price. Basis includes that plus any improvements, depreciation, or other adjustments.

Can I deduct depreciation on my capital gain?

Yes, depreciation reduces your taxable gain. Use Form 4797 to calculate depreciation deductions.

What if I have both a gain and a loss?

You can offset losses against gains. Net the total first, then apply the remaining gain to your taxable income.