Pip Money Calculator

Use our PIP money calculator to estimate how much Personal Independence Payment (PIP) you might receive each month. PIP is a benefit for people with disabilities or long-term health conditions in the UK.

How PIP Works

Personal Independence Payment (PIP) is a benefit for people with disabilities or long-term health conditions that affect their ability to do certain daily activities. PIP is made up of two parts:

Daily Living Component - Helps with personal care, mobility, and getting around
Mobility Component - Helps with moving around and getting from place to place

The amount you receive depends on your condition and how it affects your daily life. You can get PIP if you have a condition that has lasted or is expected to last at least 12 months.

PIP is means-tested, so your income and savings will affect how much you get. The amount you can get is called your "award rate".

How to Calculate PIP

Calculating PIP involves several steps and factors. Here's a simplified breakdown of how the calculation works:

Assess your condition - Determine how your condition affects your daily activities
Determine your award rate - Based on your condition, you'll be given a standard award rate
Calculate your weekly amount - Multiply your award rate by the number of points you've been awarded
Adjust for income - Your weekly amount will be reduced based on your income and savings

PIP Calculation Formula:

Weekly PIP Amount = (Award Rate × Points Awarded) - (Income Deduction + Savings Deduction)

The award rates for PIP are set by the government and are updated regularly. You can find the current award rates on the GOV.UK website.

PIP Calculation Examples

Here are two examples of how PIP might be calculated for different situations:

Example 1: Standard Award Rate

John has a condition that affects his mobility and daily living activities. He's been awarded 12 points in total (6 for daily living and 6 for mobility). The current standard award rate is £155.50 per week.

Before income adjustment:

12 points × £155.50 = £1,866 per month

After income adjustment (assuming no income or savings):

£1,866 per month

Example 2: Lower Award Rate Due to Income

Sarah has a similar condition and is awarded 12 points. However, she has some income and savings that need to be taken into account. Her weekly income is £100 and she has £2,000 in savings.

Before income adjustment:

12 points × £155.50 = £1,866 per month

After income adjustment:

Income deduction: £100 per week × 52 weeks = £5,200 per year

Savings deduction: £2,000

Total deductions: £7,200

Adjusted monthly amount: £1,866 - (£7,200 ÷ 12) = £1,866 - £600 = £1,266 per month

These examples are simplified. Actual PIP calculations are more complex and involve many factors.

Frequently Asked Questions

How do I qualify for PIP?

To qualify for PIP, you must have a condition that has lasted or is expected to last at least 12 months and that affects your ability to do certain daily activities. You'll need to go through an assessment process.

How is PIP calculated?

PIP is calculated based on your condition, award rate, points awarded, and your income and savings. The exact calculation involves several steps and factors.

Can I get PIP if I have more than one condition?

Yes, you can get PIP if you have more than one condition, but the assessment process will consider all your conditions together.

How often is PIP reviewed?

PIP is reviewed every 12 months to check if your condition has changed and to update your award rate if needed.