Paypal Send Money Calculator
'/%3E%3Ccircle cx='48' cy='39' r='19' fill='%23f2c9a5'/%3E%3Cpath d='M27 35c3-16 39-17 42 2-8-8-27-9-42-2z' fill='%23374151'/%3E%3Cpath d='M21 86c5-24 49-28 56 0z' fill='%232563eb'/%3E%3Ccircle cx='41' cy='41' r='2' fill='%23111827'/%3E%3Ccircle cx='55' cy='41' r='2' fill='%23111827'/%3E%3Cpath d='M42 52c4 3 9 3 13 0' stroke='%2392400e' stroke-width='3' fill='none' stroke-linecap='round'/%3E%3C/svg%3E)
Reviewed by Calculator Editorial Team
Use this PayPal Send Money Calculator to determine the total cost of sending money through PayPal, including fees and exchange rates. Whether you're sending money internationally or domestically, this tool helps you understand the final amount your recipient will receive.
How to Use This Calculator
To use the PayPal Send Money Calculator:
- Enter the amount you want to send in the "Amount to Send" field.
- Select the currency you're sending from the "Sending Currency" dropdown.
- Select the currency you're sending to from the "Receiving Currency" dropdown.
- Click the "Calculate" button to see the total cost and amount your recipient will receive.
The calculator will display the PayPal fee, exchange rate (if applicable), and the final amount your recipient will receive after fees and exchange rate adjustments.
How PayPal Send Money Works
PayPal's Send Money service allows you to transfer funds to friends, family, and business partners. The process involves:
- Entering the recipient's email address or mobile number.
- Selecting the amount to send.
- Choosing the currency.
- Reviewing and confirming the transaction.
PayPal handles the transfer and notifies both parties once the money is sent. For international transfers, PayPal converts the currency using current exchange rates.
Understanding PayPal Fees
PayPal charges fees for sending money, which vary depending on the transaction type and amount. The fees typically include:
- A fixed fee for each transaction.
- A variable fee based on the amount sent.
- Exchange rate fees for international transfers.
The exact fees depend on your location, the recipient's location, and the payment method used. PayPal provides a fee calculator on its website, but our tool simplifies the process by showing you the total cost upfront.
Example Calculations
Let's look at a couple of examples to understand how the PayPal Send Money Calculator works.
Example 1: Domestic Transfer
You want to send $100 to a friend in the same country. The PayPal fee is $2.99 plus 0.44% of the amount.
Total fee = $2.99 + ($100 × 0.0044) = $2.99 + $0.44 = $3.43
Amount recipient receives = $100 - $3.43 = $96.57
Example 2: International Transfer
You want to send €100 to a friend in another country. The PayPal fee is €2.99 plus 0.44% of the amount, and the exchange rate is 1.10 EUR to USD.
Total fee = €2.99 + (€100 × 0.0044) = €2.99 + €0.44 = €3.43
Amount in USD = (€100 - €3.43) × 1.10 = €96.57 × 1.10 = $106.227
Amount recipient receives = $106.227 (after any additional fees)
Frequently Asked Questions
How accurate is the PayPal Send Money Calculator?
The calculator provides an estimate based on current PayPal fee structures and exchange rates. For exact figures, always check PayPal's official fee calculator or your transaction confirmation.
Can I use this calculator for business transactions?
Yes, the calculator can be used for business transactions. However, business accounts may have different fee structures, so verify with PayPal for precise business fees.
Are there any hidden fees with PayPal Send Money?
PayPal's fees are typically transparent, but additional charges may apply depending on your payment method or the recipient's location. Always review the transaction details before sending money.
How long does it take for money to arrive?
Domestic transfers usually take a few minutes to a few hours. International transfers may take 1-3 business days, depending on the recipient's bank.