Paypal Fees Calculator UK to Usa
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Reviewed by Calculator Editorial Team
Sending money from the UK to the USA via PayPal involves transaction fees that can add up quickly. This calculator helps you estimate the total cost of sending money from the UK to a US recipient using PayPal.
How PayPal Fees Work UK to USA
When you send money from the UK to the USA using PayPal, you'll pay several fees:
- Transaction fee: A percentage of the amount you send
- Currency conversion fee: If you're sending in a different currency than the recipient's
- Recipient fee: A small fee the recipient pays to receive the money
PayPal fees can vary based on your account type, sending frequency, and other factors. The calculator provides estimates based on current rates.
Key Considerations
Before sending money, consider these factors:
- Your PayPal account type (Personal, Premium, or Business)
- The currency you're sending from (GBP for UK accounts)
- The currency the recipient will receive (USD for US accounts)
- Whether you're sending money for the first time or frequently
How Fees Are Calculated
The total cost of sending money through PayPal includes:
Total Cost = Amount to Send + Transaction Fee + Currency Conversion Fee + Recipient Fee
The transaction fee is typically 3.4% + £0.30 for UK to US transfers. The currency conversion fee is calculated based on the current exchange rate. The recipient fee is usually a small fixed amount.
Fees are subject to change. Always check PayPal's current fee schedule for the most accurate information.
Worked Examples
Example 1: Sending £100
If you send £100 from the UK to the USA:
- Transaction fee: 3.4% of £100 + £0.30 = £3.70
- Currency conversion fee: Approximately 1.5% of £100 = £1.50
- Recipient fee: £0.30
- Total cost: £100 + £3.70 + £1.50 + £0.30 = £105.50
Example 2: Sending £500
If you send £500 from the UK to the USA:
- Transaction fee: 3.4% of £500 + £0.30 = £17.30
- Currency conversion fee: Approximately 1.5% of £500 = £7.50
- Recipient fee: £0.30
- Total cost: £500 + £17.30 + £7.50 + £0.30 = £525.10
FAQ
What are the current PayPal fees for UK to USA transfers?
The current fees typically include a 3.4% transaction fee plus £0.30, plus a currency conversion fee of approximately 1.5%, and a recipient fee of £0.30. Use the calculator for the most accurate estimate.
How long does it take for money to arrive in the USA?
PayPal typically processes transfers within 1-3 business days. The exact time can vary based on bank processing times.
Can I avoid currency conversion fees?
If you send money in USD from a US account, you won't incur currency conversion fees. However, sending from a UK account will always include conversion fees.
Are there any hidden fees with PayPal transfers?
PayPal's fee structure is transparent, but additional fees may apply if you exceed your sending limits or use certain services.
Can I track my transfer?
Yes, PayPal provides tracking information for your transfer, which you can view in your account activity.