Paypal Fee Calculator to Send Money

Sending money internationally through PayPal involves several fees that can add up quickly. This calculator helps you estimate the total cost of sending money to different countries, including the PayPal transfer fee, currency conversion fee, and any additional charges.

How PayPal Fees Work

When you send money through PayPal, several fees apply. The main components of the total cost are:

PayPal Transfer Fee: A percentage fee on the amount you send.
Currency Conversion Fee: A fee for converting between currencies.
Recipient Bank Fees: Some banks charge fees for receiving international transfers.
PayPal Account Type: Personal accounts have higher fees than business accounts.

The exact fees depend on the country you're sending money to and your PayPal account type. The calculator below provides an estimate based on the latest PayPal fee structure.

How to Use This Calculator

To use the PayPal fee calculator:

Enter the amount you want to send in the "Amount to Send" field.
Select the country you're sending money to from the dropdown menu.
Choose your PayPal account type (Personal or Business).
Click "Calculate" to see the estimated fees and total cost.

The calculator will display the PayPal transfer fee, currency conversion fee, and total amount the recipient will receive.

PayPal Fee Structure

PayPal's fees vary by country and account type. Here's a general breakdown:

Country	Personal Account Fee	Business Account Fee
United States	2.9% + $0.30	2.4% + $0.30
United Kingdom	3.4% + £0.30	2.9% + £0.30
Canada	3.4% + CAD 0.30	2.9% + CAD 0.30
Australia	3.4% + AUD 0.30	2.9% + AUD 0.30
Other Countries	3.9% + local currency equivalent	3.4% + local currency equivalent

Additional fees may apply for currency conversion and recipient bank charges.

Examples of PayPal Fees

Here are some examples of how PayPal fees apply to different transactions:

Example 1: Sending $100 to the UK

If you send $100 to the UK with a personal account:

PayPal Transfer Fee: 3.4% of $100 = $3.40
Currency Conversion Fee: ~2.5% of $100 = $2.50
Total Fees: $3.40 + $2.50 = $5.90
Amount Received: £84.10 (after conversion)

Example 2: Sending €200 to Canada

If you send €200 to Canada with a business account:

PayPal Transfer Fee: 2.9% of €200 = €5.80
Currency Conversion Fee: ~2.0% of €200 = €4.00
Total Fees: €5.80 + €4.00 = €9.80
Amount Received: CAD 260.00 (after conversion)

Frequently Asked Questions

How much does PayPal charge to send money internationally?

PayPal charges a percentage fee (typically 2.9% to 3.9%) plus a fixed fee (typically $0.30 to £0.30) depending on the country and your account type. Additional fees may apply for currency conversion.

Does PayPal charge a fee for receiving money?

No, PayPal does not charge a fee for receiving money. The fees only apply when you send money through PayPal.

How long does it take for PayPal to send money internationally?

PayPal typically processes international transfers within 1-3 business days. The recipient's bank may take additional time to credit the funds.

Can I avoid PayPal fees for sending money?

You can avoid PayPal fees by using a bank transfer or a money transfer service that offers lower fees for international transfers.