Paypal Fee Calculator Send Money
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Reviewed by Calculator Editorial Team
Sending money internationally through PayPal involves several fees that can add up quickly. This calculator helps you estimate the total cost of sending money through PayPal, including transaction fees, currency conversion fees, and other charges.
How PayPal Fees Work
When you send money internationally through PayPal, several fees apply:
- Transaction Fee: A percentage of the amount you send.
- Currency Conversion Fee: A fee for converting between currencies.
- International Transfer Fee: A fixed fee for sending money internationally.
- Recipient Bank Fee: Some banks charge fees for receiving money.
The total amount you'll receive is the amount you send minus all these fees. PayPal's fees vary depending on your location, the recipient's location, and the amount you send.
Note: PayPal fees are subject to change. Always check PayPal's official website for the most current fee structure.
How to Use This Calculator
- Enter the amount you want to send.
- Select the currency you're sending from.
- Select the currency you're sending to.
- Click "Calculate" to see the estimated fees and total amount received.
The calculator will show you the estimated PayPal fees, currency conversion fee, and the total amount the recipient will receive.
PayPal Fee Formula
The total cost of sending money through PayPal includes:
Total Fees = Transaction Fee + Currency Conversion Fee + International Transfer Fee
Where:
- Transaction Fee = Amount × Transaction Fee Rate
- Currency Conversion Fee = Amount × Conversion Fee Rate
- International Transfer Fee = Fixed Fee
The amount the recipient receives is calculated as:
Amount Received = Amount Sent - Total Fees
Examples
Example 1: Sending USD to EUR
If you send $100 from the US to a recipient in Europe:
- Transaction Fee: $100 × 3.49% = $3.49
- Currency Conversion Fee: $100 × 0.75% = $0.75
- International Transfer Fee: $5.00
- Total Fees: $3.49 + $0.75 + $5.00 = $9.24
- Amount Received: $100 - $9.24 = $90.76
Example 2: Sending GBP to USD
If you send £80 from the UK to a recipient in the US:
- Transaction Fee: £80 × 3.49% = £2.79
- Currency Conversion Fee: £80 × 0.75% = £0.60
- International Transfer Fee: £5.00
- Total Fees: £2.79 + £0.60 + £5.00 = £8.39
- Amount Received: £80 - £8.39 = £71.61
FAQ
How accurate is this PayPal fee calculator?
This calculator provides an estimate based on current PayPal fee structures. Actual fees may vary depending on your specific circumstances and any promotions PayPal may be offering.
Does PayPal charge fees for receiving money?
No, PayPal only charges fees for sending money. Receiving money through PayPal is typically free.
Are there any hidden fees with PayPal?
PayPal's fee structure is transparent, but there may be additional fees charged by the recipient's bank or other third parties. Always check with your bank for any potential fees.
How long does it take for money to arrive after sending through PayPal?
International transfers typically take 1-3 business days to complete. The recipient will receive the money in their PayPal account immediately, but it may take additional time for the funds to be available in their bank account.