Ontario Tax Brackets 2019 Calculator

Understanding Ontario's tax brackets is essential for residents and businesses. This calculator helps you determine your provincial tax liability based on the 2019 tax rates and brackets. The guide explains how the system works, provides the exact 2019 brackets, and offers practical examples.

How Ontario Tax Brackets Work

Ontario uses a progressive tax system where different income levels are taxed at different rates. The provincial government collects taxes through payroll deductions, self-assessment, and other means. Here's how the system works:

Progressive Taxation

The tax system applies higher rates to higher income levels. This means:

Lower-income earners pay a smaller percentage of their income in taxes
Higher-income earners pay a larger percentage of their income in taxes
The government collects more revenue from higher earners

Taxable Income

Taxable income is calculated after deductions from gross income. Common deductions include:

RRSP contributions
Union dues
Charitable donations
Medical expenses
Home office expenses

Tax Calculation Process

Calculate gross income
Subtract eligible deductions to get taxable income
Apply tax rates to each bracket
Sum the taxes from all brackets
Add provincial sales tax (PST) if applicable

Note: This calculator focuses on the provincial tax component. Federal taxes are calculated separately and are not included in these calculations.

2019 Ontario Tax Brackets

The 2019 Ontario tax brackets were as follows:

Taxable Income	Tax Rate
$0 - $44,701	5.05%
$44,702 - $89,404	9.15%
$89,405 - $150,000	11.16%
$150,001 - $220,000	12.16%
$220,001 and above	13.16%

These rates apply to individuals and families. Corporate tax rates are different and not covered by this calculator.

Tax = (Income in first bracket × Rate 1) + (Income in second bracket × Rate 2) + ...

How to Use This Calculator

Using the Ontario Tax Brackets 2019 Calculator is simple:

Enter your total taxable income in the input field
Click "Calculate" to see your provincial tax liability
Review the breakdown of taxes paid at each bracket
Use the chart to visualize how much you pay at each rate
Click "Reset" to clear the form and start over

The calculator automatically applies the 2019 Ontario tax rates and provides a detailed breakdown of your tax liability.

Worked Examples

Example 1: Low Income Earner

For someone earning $40,000:

$40,000 × 5.05% = $2,020 tax

Total provincial tax: $2,020

Example 2: Middle Income Earner

For someone earning $80,000:

$44,701 × 5.05% = $2,253.56
($80,000 - $44,701) × 9.15% = $3,146.44

Total provincial tax: $5,399.00

Example 3: High Income Earner

For someone earning $200,000:

$44,701 × 5.05% = $2,253.56
($89,404 - $44,701) × 9.15% = $4,046.44
($150,000 - $89,404) × 11.16% = $6,900.00
($200,000 - $150,000) × 12.16% = $5,504.00

Total provincial tax: $18,704.00

Frequently Asked Questions

What are Ontario's 2019 tax brackets?: The 2019 Ontario tax brackets were: 5.05% for $0-$44,701, 9.15% for $44,702-$89,404, 11.16% for $89,405-$150,000, 12.16% for $150,001-$220,000, and 13.16% for $220,001 and above.
How is Ontario tax calculated?: Ontario tax is calculated by applying progressive rates to taxable income. The calculator breaks down your income into each bracket and applies the corresponding rate.
Are federal taxes included in this calculator?: No, this calculator only calculates provincial Ontario taxes. Federal taxes are calculated separately and are not included in these calculations.
What deductions can I claim?: Common deductions include RRSP contributions, union dues, charitable donations, medical expenses, and home office expenses. The calculator assumes you've already deducted these from your taxable income.
How accurate is this calculator?: This calculator provides an estimate based on the 2019 Ontario tax brackets. For exact figures, consult a tax professional or use official government tax forms.