Cal11 calculator

Ontario Tax 2020 Calculator

Reviewed by Calculator Editorial Team

Calculate your Ontario provincial tax for the 2020 tax year using this professional calculator. Understand how tax brackets, deductions, and credits affect your final tax liability.

How to Use This Calculator

Enter your total taxable income for 2020 and any applicable deductions or credits. The calculator will compute your Ontario provincial tax based on the 2020 tax brackets.

This calculator provides an estimate. For exact tax calculations, consult a tax professional or use official government tax forms.

Ontario Tax Brackets for 2020

Ontario uses a progressive tax system with the following brackets for 2020:

Taxable Income Tax Rate
$0 - $44,703 5.05%
$44,704 - $89,407 9.15%
$89,408 - $150,000 11.16%
$150,001 - $220,000 12.16%
Over $220,000 13.16%

Tax is calculated by applying each rate to the portion of income in that bracket.

Common Deductions

You may be eligible for various deductions that reduce your taxable income:

  • RRSP contributions (up to 18% of income)
  • Charitable donations
  • Medical expenses (over 3% of income)
  • Home office expenses
  • Tuition and education expenses

Tax Credits

Credits directly reduce your tax liability:

  • Ontario Child Benefit
  • Canada Child Benefit
  • Canada Workers Benefit
  • Canada Pension Plan contributions

Worked Example

For a taxable income of $50,000 with no deductions or credits:

  1. $44,703 × 5.05% = $2,257.72
  2. ($50,000 - $44,703) × 9.15% = $522.25
  3. Total tax = $2,257.72 + $522.25 = $2,779.97

Frequently Asked Questions

How is Ontario tax different from federal tax?
Ontario has its own progressive tax system with different brackets and rates than the federal government. Your total tax is the sum of provincial and federal taxes.
When should I file my Ontario taxes?
Ontario taxes are typically due by April 30, 2021 for the 2020 tax year.
What if I have more than one job?
Combine all your income from all jobs before calculating tax.
Are there any tax-free allowances?
Yes, Ontario provides a basic personal amount of $11,701 that is not taxed.
Can I deduct my moving expenses?
Yes, moving expenses are deductible if you meet the government's criteria for relocating for work.