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Ontario Tax 2019 Calculator

Reviewed by Calculator Editorial Team

Calculate your Ontario provincial taxes for 2019 using this free online calculator. Ontario has a progressive tax system with different tax rates for different income levels. This calculator helps you determine your provincial tax liability based on your taxable income.

How to Use This Calculator

Using this Ontario tax calculator is simple:

  1. Enter your total taxable income for 2019 in the "Taxable Income" field.
  2. Click the "Calculate" button to see your provincial tax liability.
  3. Review the detailed breakdown of your tax calculation.
  4. Use the chart to visualize how your income is taxed at different brackets.

The calculator will show you the total provincial tax you owe, as well as a breakdown of how much tax is paid at each tax bracket.

Ontario Tax Brackets for 2019

Ontario's provincial tax system uses a progressive tax rate structure, meaning higher income levels are taxed at higher rates. The 2019 tax brackets are as follows:

Note: These are the provincial tax rates only. Federal taxes are not included in this calculator.

Taxable Income Tax Rate
$0 - $44,703 5.05%
$44,704 - $89,407 9.15%
$89,408 - $150,000 11.16%
$150,001 - $220,000 12.16%
$220,001 and over 13.16%

For example, someone earning $50,000 would pay 5.05% on the first $44,703 and 9.15% on the remaining $5,297, resulting in a total provincial tax liability.

How to Calculate Ontario Tax

The Ontario provincial tax is calculated by applying the progressive tax rates to your taxable income. Here's how it works:

Formula:

Provincial Tax = (Income × Rate1) + [(Income - Threshold1) × Rate2] + ... + [(Income - ThresholdN) × RateN]

Where:

  • Income = Your taxable income
  • Rate1, Rate2, etc. = Progressive tax rates
  • Threshold1, Threshold2, etc. = Income thresholds for each tax bracket

For example, if your taxable income is $60,000:

  1. First $44,703 × 5.05% = $2,262.17
  2. Next $15,297 × 9.15% = $1,400.60
  3. Total provincial tax = $2,262.17 + $1,400.60 = $3,662.77

Worked Examples

Example 1: Low Income Earner

Taxable Income: $30,000

Calculation:

  • $30,000 × 5.05% = $1,515.00

Total Provincial Tax: $1,515.00

Example 2: Middle Income Earner

Taxable Income: $75,000

Calculation:

  • First $44,703 × 5.05% = $2,262.17
  • Next $30,297 × 9.15% = $2,769.70

Total Provincial Tax: $5,031.87

Example 3: High Income Earner

Taxable Income: $200,000

Calculation:

  • First $44,703 × 5.05% = $2,262.17
  • Next $44,704 × 9.15% = $4,063.60
  • Next $60,593 × 11.16% = $6,742.86
  • Next $49,403 × 12.16% = $6,000.00

Total Provincial Tax: $19,068.63

Frequently Asked Questions

What is included in Ontario taxable income?

Ontario taxable income includes all income from employment, self-employment, investments, and other sources before any deductions or credits. It excludes federal taxes, social insurance, and other non-taxable income.

Are there any deductions or credits available?

Yes, Ontario offers various deductions and credits that can reduce your taxable income or lower your tax liability. Common examples include the basic personal amount, Canada Employment Amount, and other provincial credits.

How does Ontario tax compare to other provinces?

Ontario has one of the highest provincial tax rates in Canada, particularly for higher income brackets. Other provinces may have different tax structures and rates that could affect your overall tax liability.

Is this calculator accurate for all Ontario residents?

This calculator provides an estimate based on the 2019 tax rates and brackets. For precise tax calculations, consult a tax professional or use official government tax forms.