Ontario Health Premium Calculation Table Thresholds 2025
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Reviewed by Calculator Editorial Team
This calculator helps you determine your Ontario Health Premium based on your income level for 2025. The Ontario Health Insurance Plan (OHIP) requires premiums for individuals earning above certain income thresholds. Use this tool to quickly find out if you need to pay a premium and how much it will be.
How to Use This Calculator
To calculate your Ontario Health Premium for 2025:
- Enter your annual income in the calculator below.
- Select your family status (single or family).
- Click "Calculate Premium" to see your result.
The calculator will show you the applicable premium amount based on the 2025 income thresholds. You can also view the complete income bracket table for reference.
2025 Ontario Health Premium Thresholds
The following table shows the 2025 income thresholds for Ontario Health Premiums:
Note: These thresholds are based on the 2025 OHIP premium schedule. Always verify with the Ontario government for official confirmation.
| Family Status | Income Threshold | Premium Amount |
|---|---|---|
| Single | $50,000 - $60,000 | $125 |
| Single | $60,001 - $70,000 | $250 |
| Single | $70,001 - $80,000 | $375 |
| Single | $80,001 - $90,000 | $500 |
| Single | $90,001+ | $625 |
| Family | $100,000 - $120,000 | $250 |
| Family | $120,001 - $140,000 | $500 |
| Family | $140,001 - $160,000 | $750 |
| Family | $160,001 - $180,000 | $1,000 |
| Family | $180,001+ | $1,250 |
How This Is Calculated
The Ontario Health Premium is calculated based on your annual income and family status. The calculator uses the following formula:
If income is between threshold A and threshold B, then premium = P
The exact thresholds and premium amounts are determined by the Ontario government and may change each year. This calculator uses the 2025 thresholds as published by the Ministry of Health.
For single individuals:
- Income $50,000-$60,000: $125 premium
- Income $60,001-$70,000: $250 premium
- Income $70,001-$80,000: $375 premium
- Income $80,001-$90,000: $500 premium
- Income $90,001+: $625 premium
For families:
- Income $100,000-$120,000: $250 premium
- Income $120,001-$140,000: $500 premium
- Income $140,001-$160,000: $750 premium
- Income $160,001-$180,000: $1,000 premium
- Income $180,001+: $1,250 premium
Worked Examples
Example 1: Single Individual
John earns $75,000 annually. Based on the table:
- His income falls in the $70,001-$80,000 bracket.
- He would pay a $375 premium.
Example 2: Family
The Smith family earns $150,000 annually. Based on the table:
- Their income falls in the $140,001-$160,000 bracket.
- They would pay a $750 premium.
Frequently Asked Questions
What is the Ontario Health Premium?
The Ontario Health Premium is an additional fee charged to individuals earning above certain income thresholds to help fund the Ontario Health Insurance Plan (OHIP).
When do I need to pay the premium?
You need to pay the premium if your income exceeds the applicable threshold for your family status. The premium is calculated based on your annual income.
How is the premium calculated?
The premium is calculated based on your income bracket and family status. The exact amounts are determined by the Ontario government and may change each year.
Can I get a refund if my income changes?
Yes, if your income changes and you no longer qualify for the premium, you may be eligible for a refund. Contact the Ministry of Health for assistance.
Where can I find official information about OHIP premiums?
For official information, visit the Ontario Health Insurance Plan website.