Metrobank Card Cash to Go Calculator
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Reviewed by Calculator Editorial Team
Need to get cash from your Metrobank credit card? Use this calculator to estimate your Cash to Go advance amount, fees, and interest before applying. Get accurate estimates to make informed financial decisions.
How Metrobank Cash to Go Works
Metrobank's Cash to Go service allows cardholders to withdraw cash from their credit card balance using their ATM card. This service is convenient for emergencies or when you need immediate access to funds.
Key Features
- Withdraw cash from your credit card balance
- Use your ATM card for withdrawal
- No need to visit a bank branch
- Available 24/7 at participating ATMs
How It's Calculated
The Cash to Go service charges a fee for each transaction. The amount you can withdraw is limited by your available credit limit. The interest on your cash advance is calculated based on your card's APR (Annual Percentage Rate).
Important Notes
Cash advances typically have higher interest rates than purchases. Always check your card agreement for specific terms and conditions.
How to Use This Calculator
This calculator helps you estimate your Cash to Go advance amount, fees, and interest. Follow these steps:
- Enter your available credit limit
- Select the amount you want to withdraw
- Choose your preferred withdrawal method
- Click "Calculate" to see your estimated results
The calculator will show you:
- Your estimated cash advance amount
- Service fees
- Estimated interest charges
- A breakdown of your total cost
Formula Used
Cash Advance Amount = Withdrawal Amount + Service Fee
Total Cost = Cash Advance Amount + (Cash Advance Amount × Daily Interest Rate × Number of Days)
Daily Interest Rate = APR ÷ 365
Worked Example
Let's say you have a $10,000 credit limit and want to withdraw $2,000 using Cash to Go. Here's how the calculation works:
| Description | Amount |
|---|---|
| Withdrawal Amount | $2,000.00 |
| Service Fee | $30.00 |
| Cash Advance Amount | $2,030.00 |
| Daily Interest Rate (18.9% APR) | 0.0517% |
| Estimated Interest (30 days) | $29.94 |
| Total Cost | $2,060.88 |
This example shows that withdrawing $2,000 would cost you approximately $2,060.88 over 30 days, including fees and interest.
Frequently Asked Questions
- How much can I withdraw with Cash to Go?
- You can withdraw up to your available credit limit, minus any outstanding balances and cash advances.
- Are there any fees for Cash to Go?
- Yes, there is typically a service fee for each Cash to Go transaction, which varies by bank.
- How is the interest calculated on Cash to Go?
- Interest is calculated daily on the outstanding cash advance balance using your card's APR.
- Can I pay off my Cash to Go balance early?
- Yes, you can pay off your Cash to Go balance at any time to avoid additional interest charges.
- Is Cash to Go available at all ATMs?
- Cash to Go is available at most ATMs, but some may have restrictions or additional fees.