Income Tax Ontario Calculator 2019

Use this calculator to estimate your 2019 Ontario income tax liability. The tool accounts for both federal and provincial tax rates, as well as common deductions. While this calculator provides a good estimate, actual tax results may vary based on your specific situation and any changes to tax laws.

How to Use This Calculator

Enter your total taxable income for 2019 in the calculator below. The tool will automatically calculate your estimated federal and provincial tax amounts. You can also adjust for common deductions if applicable.

Note: This calculator uses the 2019 tax rates and brackets. For current year calculations, please use our updated tax calculator.

Ontario Tax Brackets 2019

Ontario's progressive tax system applies different rates to different income levels. The 2019 tax brackets for Ontario residents were:

Taxable Income	Marginal Rate
$0 - $44,701	5.05%
$44,702 - $89,404	9.15%
$89,405 - $150,000	11.16%
$150,001 - $220,000	12.16%
$220,001+	13.16%

The federal tax rates for 2019 were similar but with different brackets. The calculator combines both federal and provincial calculations for a complete estimate.

Federal Tax Calculation

The federal government uses a progressive tax system with these 2019 brackets:

Taxable Income	Marginal Rate
$0 - $48,535	15%
$48,536 - $97,069	20.5%
$97,070 - $150,473	26%
$150,474 - $214,368	29%
$214,369+	33%

The federal tax is calculated by applying the appropriate rate to each bracket of income, starting from the lowest.

Provincial Tax Calculation

Ontario's provincial tax is calculated using the brackets shown earlier. The formula for provincial tax is:

Provincial Tax = (Income × Rate) - (Previous Bracket × Previous Rate)

For example, someone earning $50,000 would pay:

$44,701 × 5.05% = $2,253.55
($50,000 - $44,701) × 9.15% = $526.44
Total provincial tax = $2,253.55 + $526.44 = $2,779.99

Common Deductions

Several deductions can reduce your taxable income. Common ones include:

RRSP contributions (up to $26,460 in 2019)
Medical expenses (up to $3,680)
Donations to registered charities
Home office expenses
Tuition and education amounts

The calculator does not automatically apply deductions, but you can manually adjust your taxable income before calculating.

Worked Example

Let's calculate the tax for someone earning $60,000 in 2019.

Example Calculation

Federal Tax:

$48,535 × 15% = $7,280.25
($60,000 - $48,535) × 20.5% = $2,311.35
Total federal tax = $7,280.25 + $2,311.35 = $9,591.60

Provincial Tax:

$44,701 × 5.05% = $2,253.55
($60,000 - $44,701) × 9.15% = $1,300.44
Total provincial tax = $2,253.55 + $1,300.44 = $3,553.99

Total Estimated Tax: $9,591.60 + $3,553.99 = $13,145.59

This example shows the combined federal and provincial tax liability for a $60,000 income in 2019.

Frequently Asked Questions

Is this calculator accurate for my specific situation?: This calculator provides a good estimate but may not account for all your specific circumstances. For precise results, consult a tax professional.
Do I need to pay both federal and provincial taxes?: Yes, Ontario residents pay both federal and provincial income taxes. The calculator combines both amounts for a complete estimate.
Can I use this calculator for 2020 or later years?: No, this calculator uses the 2019 tax rates. For current years, please use our updated tax calculator.
Are there any tax credits I can claim?: Yes, there are various tax credits available. The calculator does not automatically apply credits, but you can adjust your taxable income accordingly.
How do I file my taxes after using this calculator?: The calculator provides an estimate, but you should file your taxes using official tax software or consulting a professional.