Income Tax Calculator Ontario 2019

Calculate your Ontario income tax for 2019 using this free online calculator. The tool provides a detailed breakdown of your tax liability based on your income, deductions, and credits. It includes the 2019 Ontario tax brackets, provincial tax credits, and other relevant factors.

How the Ontario Income Tax Calculator Works

The Ontario income tax calculator determines your tax liability by applying the 2019 Ontario tax rates to your taxable income. The calculation process involves several steps:

Enter your total income for the year
Subtract any eligible deductions
Apply the Ontario tax brackets to the resulting taxable income
Calculate any applicable provincial tax credits
Determine your final tax liability

Formula

Ontario Income Tax = (Taxable Income × Ontario Tax Rate) - Provincial Tax Credits

Where Taxable Income = Total Income - Deductions

The calculator uses the official 2019 Ontario tax rates and provides a detailed breakdown of your tax liability. You can adjust your inputs to see how changes in income or deductions affect your tax bill.

Ontario Tax Brackets for 2019

In 2019, Ontario used a progressive tax system with the following tax brackets:

Taxable Income	Tax Rate
$0 - $44,703	5.05%
$44,704 - $89,407	9.15%
$89,408 - $150,000	11.16%
$150,001 - $220,000	12.16%
Over $220,000	13.16%

Ontario also offers various provincial tax credits that can reduce your tax liability. These include the Ontario Child Benefit, Ontario Disability Support Program, and Ontario Trillium Benefit.

Common Ontario Tax Deductions

Several deductions can reduce your Ontario taxable income, potentially lowering your tax bill. Common deductions include:

RRSP contributions (up to a maximum limit)
Union dues
Charitable donations
Medical expenses (with receipts)
Home office expenses
Educational expenses

Note: The maximum RRSP contribution for 2019 was $27,140 for individuals under age 71.

When using the calculator, be sure to include all eligible deductions to get an accurate estimate of your tax liability.

Worked Example

Let's calculate the Ontario income tax for a single individual with $60,000 in income and $5,000 in RRSP contributions.

Total Income: $60,000
Deductions: $5,000 (RRSP)
Taxable Income: $60,000 - $5,000 = $55,000
Tax Calculation:
- $44,703 × 5.05% = $2,253.15
- ($55,000 - $44,703) × 9.15% = $926.62
- Total Tax = $2,253.15 + $926.62 = $3,179.77
Final Tax Liability: $3,179.77 (before credits)

This example shows how deductions can reduce your taxable income and potentially lower your tax bill.

Frequently Asked Questions

What is the Ontario tax rate for 2019?

Ontario used a progressive tax system in 2019 with rates ranging from 5.05% to 13.16% depending on your taxable income. The calculator applies these rates automatically based on your inputs.

Can I use the Ontario tax calculator for 2019 if I'm not a resident?

No, this calculator is specifically for Ontario residents. If you're not a resident, you should use the federal tax calculator or consult with a tax professional.

Are there any provincial tax credits I should know about?

Yes, Ontario offers several provincial tax credits including the Ontario Child Benefit, Ontario Disability Support Program, and Ontario Trillium Benefit. These can reduce your tax liability.

How do I report my Ontario taxes?

You can file your Ontario taxes online through the Ontario government's website or by mail using Form T1 General. The deadline for filing is typically April 30 of the following year.