Income Tax Calculator Ontario 2019 Cra

Calculate your Ontario provincial income tax for the 2019 tax year using the Canada Revenue Agency (CRA) tax tables. This calculator provides step-by-step results and explains the tax brackets that apply to your income.

How to Use This Calculator

Enter your total taxable income for 2019 in the calculator below. The calculator will determine your Ontario provincial tax based on the 2019 tax brackets. You can also enter your federal tax withheld to see your total tax liability.

The calculator shows:

Your Ontario provincial tax amount
Your total tax liability (provincial + federal)
A breakdown of how much tax was paid at each tax bracket
A chart visualizing your tax distribution

Ontario Tax Brackets 2019

The Ontario provincial tax rates for 2019 were as follows:

Taxable Income	Tax Rate
$0 - $44,701	5.05%
$44,702 - $89,404	9.15%
$89,405 - $150,000	11.16%
$150,001 - $220,000	12.16%
$220,001+	13.16%

Note: These rates are for Ontario provincial tax only. Federal tax rates are different and must be calculated separately.

How Ontario Income Tax Works

Ontario uses a progressive tax system, meaning higher incomes are taxed at higher rates. The tax is calculated by applying each tax rate to the portion of your income that falls within that bracket.

Formula:

Ontario Tax = (Income × Rate) for each bracket, summed together

For example, if your income is $50,000:

$44,701 × 5.05% = $2,262.30
($50,000 - $44,701) × 9.15% = $527.89
Total Ontario Tax = $2,262.30 + $527.89 = $2,790.19

Example Calculation

Let's calculate the Ontario provincial tax for someone earning $80,000 in 2019:

First $44,701 at 5.05%: $44,701 × 0.0505 = $2,262.30
Next $44,703 ($89,404 - $44,701) at 9.15%: $44,703 × 0.0915 = $4,070.61
Remaining $80,000 - $89,404 = $0 (since $80,000 is below the next bracket)
Total Ontario Tax = $2,262.30 + $4,070.61 = $6,332.91

If this person also paid $12,000 in federal tax, their total tax liability would be $6,332.91 + $12,000 = $18,332.91.

Frequently Asked Questions

What is the difference between federal and provincial tax?

Federal tax is calculated based on your total income, while provincial tax (like Ontario's) is calculated based on your provincial taxable income. The two are added together to get your total tax liability.

How do I know if I'm in the right tax bracket?

Use the tax brackets table above to determine which brackets apply to your income. The calculator will automatically apply the correct rates based on your income.

Can I deduct my RRSP contributions from my taxable income?

Yes, RRSP contributions are tax-deductible, which reduces your taxable income. However, the CRA tax tables already account for this deduction, so you should enter your total income before deductions.

What if my income changes during the year?

The CRA uses a "marginal tax rate" system, meaning your tax is calculated based on your average income for the year. The calculator uses the tax brackets that apply to your total income.

Where can I find official CRA tax tables?

You can find the official 2019 CRA tax tables on the Canada Revenue Agency website. The calculator uses these same tables for accurate results.