Icici Credit Card Reward Points Calculator

ICICI Bank offers various credit cards with reward points programs that allow cardholders to earn points on purchases. These points can be redeemed for travel, shopping, or other benefits. Our ICICI Credit Card Reward Points Calculator helps you estimate how many points you'll earn based on your spending and the card's reward program.

How ICICI Credit Card Reward Points Work

ICICI Bank's credit card reward points programs typically work as follows:

Earning Points: You earn points based on your spending. The number of points you earn per rupee spent varies by card and category.
Redemption: Points can be redeemed for various benefits, such as travel bookings, gift vouchers, or cashback.
Expiry: Points usually expire after a certain period if not redeemed. The expiry period varies by card.

Different ICICI credit cards have different reward programs. Some cards offer higher points on specific categories like fuel, groceries, or travel, while others offer flat points on all purchases.

How to Use the Calculator

To use the ICICI Credit Card Reward Points Calculator:

Select the ICICI credit card you have.
Enter the amount you spend in the current month.
Click "Calculate" to see your estimated reward points.
Review the result and use the information to plan your spending and redemption.

Note: The calculator provides an estimate based on the card's reward program. Actual points may vary based on promotions, exclusions, and other factors.

Worked Examples

Example 1: ICICI Platinum Card

If you spend ₹50,000 in a month on the ICICI Platinum Card, which offers 2 points per ₹100 spent, you would earn:

Points = (₹50,000 / ₹100) × 2 = 1,000 points

You would earn 1,000 points in this month.

Example 2: ICICI Signature Card

If you spend ₹30,000 in a month on the ICICI Signature Card, which offers 1.5 points per ₹100 spent, you would earn:

Points = (₹30,000 / ₹100) × 1.5 = 450 points

You would earn 450 points in this month.

Frequently Asked Questions

How do I earn reward points on my ICICI credit card?

You earn reward points by making purchases with your ICICI credit card. The number of points you earn depends on the card's reward program and your spending.

How do I redeem my reward points?

You can redeem your reward points through the ICICI Bank website or mobile app. Points can be redeemed for travel bookings, gift vouchers, or cashback.

Do reward points expire?

Yes, reward points usually expire after a certain period if not redeemed. The expiry period varies by card and is typically mentioned in the card's terms and conditions.

Can I transfer reward points to another ICICI credit card?

No, reward points are typically tied to the specific card on which they were earned and cannot be transferred to another card.