2019 Ontario Tax Return Calculator
Use this 2019 Ontario tax return calculator to estimate your provincial tax liability. The calculator uses the 2019 tax rates and brackets to provide an accurate estimate of your Ontario provincial taxes.
How to Use This Calculator
To use the 2019 Ontario tax return calculator:
- Enter your total taxable income for the year
- Select your filing status (Single, Married, or Other)
- Click the "Calculate" button
- Review your estimated provincial tax liability
The calculator will display your estimated Ontario provincial taxes based on the 2019 tax rates and brackets. Remember that this is an estimate and your actual tax liability may vary.
2019 Ontario Tax Brackets
The 2019 Ontario tax brackets for provincial taxes are as follows:
| Taxable Income | Tax Rate |
|---|---|
| $0 - $44,763 | 5.05% |
| $44,763 - $89,525 | 9.15% |
| $89,525 - $150,000 | 11.16% |
| $150,000 - $220,000 | 12.16% |
| Over $220,000 | 13.16% |
These rates apply to Ontario residents and are subject to change in future years. The calculator uses these exact rates for the 2019 tax year.
How Ontario Tax Calculation Works
The Ontario provincial tax calculation is based on progressive tax brackets. Here's how it works:
- The first $44,763 of taxable income is taxed at 5.05%
- The next $44,762 ($44,763 - $89,525) is taxed at 9.15%
- The next $60,475 ($89,525 - $150,000) is taxed at 11.16%
- The next $70,000 ($150,000 - $220,000) is taxed at 12.16%
- Any income above $220,000 is taxed at 13.16%
Formula Used
The Ontario provincial tax is calculated as follows:
if (income <= 44763) {
tax = income * 0.0505;
} else if (income <= 89525) {
tax = 44763 * 0.0505 + (income - 44763) * 0.0915;
} else if (income <= 150000) {
tax = 44763 * 0.0505 + 44762 * 0.0915 + (income - 89525) * 0.1116;
} else if (income <= 220000) {
tax = 44763 * 0.0505 + 44762 * 0.0915 + 60475 * 0.1116 + (income - 150000) * 0.1216;
} else {
tax = 44763 * 0.0505 + 44762 * 0.0915 + 60475 * 0.1116 + 70000 * 0.1216 + (income - 220000) * 0.1316;
}
This progressive tax system means that higher-income individuals pay a higher effective tax rate than lower-income individuals.
Worked Example
Let's calculate the Ontario provincial taxes for someone with $100,000 in taxable income:
- First $44,763: $44,763 × 5.05% = $2,264.55
- Next $44,762: $44,762 × 9.15% = $4,076.38
- Remaining $10,475: $10,475 × 11.16% = $1,165.28
- Total tax: $2,264.55 + $4,076.38 + $1,165.28 = $7,506.21
Using the calculator with these inputs would show an estimated provincial tax of $7,506.21 for this example.
Frequently Asked Questions
What is the difference between federal and provincial taxes in Ontario?
Ontario has its own provincial tax system in addition to the federal tax system. The provincial tax rates are different from the federal rates, and both taxes apply to your income. The total tax you pay is the sum of your federal and provincial taxes.
Are there any deductions or credits that can reduce my Ontario provincial taxes?
Yes, there are various deductions and credits available that can reduce your Ontario provincial taxes. Common examples include the Ontario Child Benefit, Ontario Homeowners' Property Tax Credit, and Ontario Trillium Benefit. These can significantly reduce your tax liability.
How do I file my Ontario tax return?
You can file your Ontario tax return online through the Ontario government's website, by mail, or in person at a service Ontario centre. The online filing option is the most convenient and fastest method.
What happens if I don't file my Ontario tax return on time?
If you don't file your Ontario tax return on time, you may be subject to penalties and interest charges. Additionally, you may owe additional taxes if you have underpaid your provincial taxes throughout the year.