2019 Ontario Income Tax Calculator
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Reviewed by Calculator Editorial Team
Calculate your 2019 Ontario income tax with this official tax calculator. This tool provides step-by-step results, tax brackets, and deductions for Ontario residents. The calculator uses the 2019 tax rates and brackets to determine your federal and provincial tax liabilities.
How the 2019 Ontario Tax Calculator Works
The 2019 Ontario Income Tax Calculator determines your tax liability based on your total income and applicable deductions. The calculation follows these steps:
- Enter your total taxable income for the year
- Select your filing status (Single, Married, or Separate)
- Enter any applicable deductions
- The calculator applies the 2019 Ontario tax brackets to compute your provincial tax
- Federal tax is calculated separately using the 2019 federal tax rates
- Total tax is the sum of provincial and federal taxes
Formula Used
Ontario Tax = Sum of (Taxable Income × Tax Rate) for each bracket
Federal Tax = Sum of (Taxable Income × Federal Tax Rate) for each bracket
Total Tax = Ontario Tax + Federal Tax
The calculator uses the official 2019 tax rates and brackets provided by the Canada Revenue Agency and the Ontario Ministry of Finance. For the most accurate results, ensure you enter your correct taxable income and deductions.
2019 Ontario Tax Brackets
The 2019 Ontario tax rates apply progressive taxation, meaning higher income levels are taxed at higher rates. Here are the 2019 Ontario tax brackets:
| Taxable Income | Tax Rate |
|---|---|
| $0 - $44,703 | 5.05% |
| $44,704 - $89,407 | 9.15% |
| $89,408 - $150,000 | 11.16% |
| $150,001 - $220,000 | 12.16% |
| $220,001+ | 13.16% |
Federal tax rates for 2019 were:
| Taxable Income | Tax Rate |
|---|---|
| $0 - $48,535 | 15% |
| $48,536 - $97,069 | 20.5% |
| $97,070 - $150,473 | 26% |
| $150,474 - $214,368 | 29% |
| $214,369+ | 33% |
Note: These tax brackets are specific to the 2019 tax year. Tax rates and brackets may change in subsequent years. Always consult official government sources for the most current tax information.
Common Ontario Tax Deductions
Several deductions can reduce your taxable income in Ontario. Common deductions include:
- RRSP contributions (up to the maximum contribution limit)
- Medical expenses exceeding 3% of your net income
- Donations to eligible charities
- Union dues
- Pension contributions
- Home office expenses
- Moving expenses (for certain individuals)
Each deduction has specific rules and limitations. For example, RRSP contributions are limited to the lesser of your earned income or the maximum contribution limit. Medical expenses must exceed 3% of your net income to be deductible.
Worked Example
Let's calculate the 2019 Ontario income tax for a single taxpayer with $60,000 in taxable income and no deductions.
- Determine the applicable Ontario tax brackets:
- $0 - $44,703: 5.05% of $44,703 = $2,262.67
- $44,704 - $60,000: 9.15% of ($60,000 - $44,703) = $1,327.33
- Total Ontario tax = $2,262.67 + $1,327.33 = $3,590.00
- Determine the applicable federal tax brackets:
- $0 - $48,535: 15% of $48,535 = $7,280.25
- $48,536 - $60,000: 20.5% of ($60,000 - $48,535) = $2,464.75
- Total federal tax = $7,280.25 + $2,464.75 = $9,745.00
- Total tax = $3,590.00 (Ontario) + $9,745.00 (Federal) = $13,335.00
This example shows that a single taxpayer with $60,000 in taxable income would owe approximately $13,335 in combined federal and provincial taxes for the 2019 tax year.
Frequently Asked Questions
What is the difference between taxable income and gross income?
Taxable income is your gross income minus any eligible deductions. Gross income includes all income you earn during the year, while taxable income is what's actually subject to taxation.
How do I calculate my taxable income?
Your taxable income is calculated by subtracting all eligible deductions from your gross income. Common deductions include RRSP contributions, medical expenses, and charitable donations.
Are there any changes to Ontario tax rates in 2019?
Yes, the 2019 Ontario tax rates were adjusted from previous years. The brackets and rates used in this calculator reflect the official 2019 rates provided by the Ontario government.
How do I file my 2019 Ontario taxes?
You can file your 2019 Ontario taxes electronically through the Canada Revenue Agency's My Account service or by mail using the appropriate tax forms. Make sure to include all necessary supporting documents.
What happens if I owe more in taxes than I have withheld?
If you owe more in taxes than you have withheld, you may need to make additional payments to the Canada Revenue Agency. You can do this through My Account or by mailing a cheque to the appropriate address.